Terms of Service

1. Acceptance of Terms

By accessing and using Ocean of Calculator ("the Service"), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Ocean of Calculator provides free online financial calculators for educational and informational purposes. Our calculators include, but are not limited to: loan calculators, mortgage calculators, investment calculators, and savings calculators.

3. Disclaimer

4. Limitation of Liability

To the maximum extent permitted by law, Ocean of Calculator and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

• Loss of profits or revenue
• Loss of data
• Financial losses resulting from reliance on calculator results
• Any decisions made based on information from this Service

5. Accuracy of Information

While we strive to provide accurate calculations, we do not warrant or guarantee the accuracy, completeness, or usefulness of any information provided by our calculators. Users are responsible for verifying all calculations independently before making financial decisions.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Copy, modify, or distribute our content without permission
• Use automated tools to scrape or access the Service

7. Intellectual Property

All content on Ocean of Calculator, including but not limited to text, graphics, logos, and software, is the property of Ocean of Calculator or its content suppliers and is protected by copyright and other intellectual property laws.

8. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Ocean of Calculator operates, without regard to its conflict of law provisions.