Roth IRA Calculator

Calculate potential tax-free growth in your Roth IRA based on contributions and time.

Your Information

Current Age

Retirement Age

Current Roth IRA Balance

Annual Contribution

2024 limit: $7000 ($8000 if 50+)

Expected Annual Return

Roth IRA Benefits

✅ Tax-free withdrawals in retirement

✅ No required minimum distributions (RMDs)

✅ Can withdraw contributions anytime penalty-free

✅ Flexible for estate planning

Related Calculators

Calculate how much you need to save for retirement and if you're on track to meet your goals.

Estimate your 401(k) growth over time including employer matching contributions.

Compare Traditional vs Roth IRA and see how your retirement savings can grow.

Tax-Free Growth

$935,542.94

This growth is completely tax-free in retirement!

Roth IRA Projection

At age 65

Balance at Retirement

Total Contributions

Tax-Free Growth

Est. Monthly Income (4%)

Years to Retirement35 years

Balance Breakdown